Risk Profiling

Risk Profiling Questionnaire

Risk Profiling

1. Kindly describe the type of your family. *

Retired
Nearing Retirement
Matured Family
Young Family
Single

2. If the market corrects by 20% but there is no change in the fundamental strength of your investment, what would you do? *

I will withdraw all money from the investment and transfer it to bank FD
I will withdraw and transfer some of the investment into secured investment portfolio
I will wait till the losses are covered and then will move to the secured investment
I will keep my investments as it is originally aimed at
I will invest further considering the downturn as an opportunity

3. Are greater returns over the long term important to you and are you willing to experience the volatility of the market? *

I am not comfortable with experiencing the potential volatility of the market in the expectation of higher returns
I am a little uncomfortable with experiencing volatility in the market
I am rather comfortable with the volatility assuming it is temporary
I am comfortable with reasonable market volatility in the expectation of higher returns
I am very comfortable with market volatility. I understand there is usually a volatility of the markets in the short term which usually result in a higher return over the long term

4. How would you describe your overall investment decisions? *

I have never really invested before other than my EPF and FDs
I have never lost on investments as I usually invest in safe and secured investments
The returns have been average. I would like to start making higher returns
I have experienced some losses with my investments but I am willing to keep trying
I have made better than average returns on investments and have experienced some volatility

5. Please describe your attitude towards risk and return. *

I am a very low risk taker; I need safety and security
I am a low risk taker
I am an average risk taker not overly concerned with security
I am a high risk taker; short-term security is not an issue for me
I am a very high risk taker; security is not a concern to me

6. Have you ever invested a large sum in a risky investment mainly for the "thrill" of seeing whether it went up or down in value? *

No
Yes, very rarely
Yes, somewhat rarely
Yes, somewhat frequently
Yes, very frequently

7. How would you describe your understanding of the financial and investment market? *

I don't really understand the financial and investment market and would not invest into it
I don't understand investing and I would rather rely on someone else to advise me on investing
I believe I have a reasonable understanding of investing and I understand the importance of diversifying my investments
I have a good understanding of investing so I understand that different market sectors offer varying income, growth, and taxation options
I am an experienced investor. I understand all the investment sectors and the various factors which can influence investment performance

8. What is the primary objective for your investment? *

To protect capital while generating income
To preserve capital with very low risk
To grow capital with low risk
To grow capital with a balanced approach of risk and reward
To grow capital aggressively with high-risk investments

9. How long can you stay invested before you will need to withdraw a significant portion of your investment?

Less than 1 year
1 to 3 years
3 to 5 years
5 to 10 years
More than 10 years

10. What is your preferred investment strategy? *

Very conservative, I prefer guaranteed returns
Conservative, with low-risk investments
Balanced, with a mix of growth and income investments
Growth-oriented, with a focus on capital appreciation
Aggressive, with a focus on high-risk/high-return investments

11. How would you react if your investments lost value significantly in a short period? *

I would sell all my investments to prevent further loss
I would move to safer investments
I would hold steady and not make any changes
I would buy more to lower my average purchase price
I would see it as an opportunity to invest more

12. What percentage of your savings do you plan to invest? *

Less than 10%
10% - 25%
25% - 50%
50% - 75%
More than 75%

13. How much experience do you have investing in stocks, bonds, or mutual funds? *

No experience
Little experience
Moderate experience
Experienced
Very experienced

14. What is your current financial situation? *

High debt levels with little savings
Debt under control with some savings
Moderate savings with low debt
Strong savings with manageable debt
Very strong savings with little or no debt

15. Is your family sufficiently secured to face any unforeseen eventualities? *

I have not taken any insurance coverage
I have not taken enough life insurance coverage
I have taken enough life insurance cover for myself
I have taken enough life insurance cover for myself and my family
I have insured major assets (house, vehicle)

16. Which of the following portfolio will you prefer? *

Profit 8% / Loss -2%
Profit 10% / Loss -7%
Profit 15% / Loss -12%
Profit 20% / Loss -17%
Profit 25% / Loss -17%

17. How would you best describe your investment behavior? *

I prefer lower risk with consistent returns
I accept minor fluctuations but prefer less risky investments
I seek moderate capital growth and tolerate short-term fluctuations
I seek substantial returns, willing to accept short-term declines
I seek high returns and accept high risks including capital loss

18. If there is a loss in the portfolio due to market correction, how long will you wait before liquidating the portfolio? *

Less than 3 months
Up to 6 months
Up to 12 months
Up to 2 years
Up to 3 years or more

19. Investment Horizon: How many years will you allow your investments to grow before starting significant withdrawals? *

Less than 1 year
1 to 2 years
3 to 5 years
6 to 10 years
10 years plus

20. Name: *

21. Mobile Number:

22. Email Id: *

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Risk Profiling

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